Albania Atlas

每个县、每段海岸、每个世纪

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指南

Banking and Money in Albania

A foreign-owned banking sector, a partly euroised economy, and a country where cash still matters.

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Currency
Albanian lek (ALL)
Supervisor
Bank of Albania
Deposit insurance
Albanian Deposit Insurance Agency
Practical note
Decline ATM dynamic currency conversion where offered

简明说明

Albania's banks are mostly owned by foreign groups. The currency is the lek, but a lot of prices — especially rents and property — are in euros. Cards work in cities; cash is still needed in villages.

简要说明

Albania's banks are mostly owned by foreign groups. The currency is the lek, but a lot of prices — especially rents and property — are in euros. Cards work in cities; cash is still needed in villages.

The currency

The lek (ALL) is the legal currency. Rents, property, and some tourism services are quoted in euros, and euro deposits are common. Paying cash euros for small everyday purchases usually gets a poor rate; use lek.

Opening an account

Resident accounts normally require a residence permit or registered address plus a passport. Non-resident accounts are possible at some banks with more documentation. Requirements vary by bank and change; ask more than one.

Cards and ATMs

Cards are widely accepted in Tirana and the main coastal towns, less so inland, and rarely for furgons, small guesthouses and markets. ATMs are common; many charge a withdrawal fee and offer their own conversion rate, which is normally worse than your bank's — decline it where you are given the choice.

Deposit protection and supervision

Banks are supervised by the Bank of Albania and deposits are covered by the Albanian Deposit Insurance Agency up to a statutory limit. That limit changes; check the current figure directly with the agency rather than relying on any secondary source.

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