Công nghiệp
Banking and Finance
A euroised, foreign-owned banking sector supervised by the Bank of Albania.
Diễn giải đơn giản
Albania's banks are mostly owned by foreign groups. The currency is the lek, but a lot of prices — especially rents and property — are in euros. Cards work in cities; cash is still needed in villages.
Giải thích đơn giản
Albania's banks are mostly owned by foreign groups. The currency is the lek, but a lot of prices — especially rents and property — are in euros. Cards work in cities; cash is still needed in villages.
The currency
The lek (ALL) is the legal currency. Rents, property, and some tourism services are quoted in euros, and euro deposits are common. Paying cash euros for small everyday purchases usually gets a poor rate; use lek.
Opening an account
Resident accounts normally require a residence permit or registered address plus a passport. Non-resident accounts are possible at some banks with more documentation. Requirements vary by bank and change; ask more than one.
Cards and ATMs
Cards are widely accepted in Tirana and the main coastal towns, less so inland, and rarely for furgons, small guesthouses and markets. ATMs are common; many charge a withdrawal fee and offer their own conversion rate, which is normally worse than your bank's — decline it where you are given the choice.
Deposit protection and supervision
Banks are supervised by the Bank of Albania and deposits are covered by the Albanian Deposit Insurance Agency up to a statutory limit. That limit changes; check the current figure directly with the agency rather than relying on any secondary source.
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Chủ đề liên quan
Hướng dẫn
Moving to Albania
What the move actually involves: entry, residence, registration, banking, housing and the things people underestimate.
Hướng dẫn
The Cost of Living in Albania
Among the lowest cost bases in Europe — with Tirana and the summer coast as the two big exceptions.
Công ty
Banka Kombëtare Tregtare
One of Albania's largest commercial banks, part of Turkey's Çalık Holding.
Giải thích
Money, Prices and the Lek
A currency most visitors never see quoted, in a country where a lot of prices are in euros.
Công ty
Credins Bank
A large domestically founded commercial bank.
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